Below, please find insurance information by companies who cover the majority of SHARE! students currently in the U.S. Let your local EPC know of any questions or concerns and they will be addressed with our national office.
Students insured through SHARE! & WEP with AVI
Dear partners,
As we are all aware the Coronavirus is having many implications in global travel. It is always AVI’s position to keep our partners and their members well informed about the latest events that will affect their business and their participant's travel. The underwriter WellAway has set forth the following guidelines as they relate to participants traveling to the United States under the AVI Gold SP Plan.
Medical assistance at destination/host Country: medical expenses and hospitalization:1. Medical expenses are a covered expense provided the following steps are followed according to the Centers for Disease Control.
§ If a student is tested for COVID-19, the testing and treatment will be covered. § If the test is positive, the student must follow the enforced quarantine period, in
isolation, at the indicated place.§ The student should avoid all contact with anyone.
2. As previously specified, the student must call the ConciergeCare Service as soon as possible at the toll-free number to open a claim.
Travel Assistance
The student evacuation and additional travel benefits – ie: Compassionate emergency visit of a family member in case of hospitalization or emergency return of the insured member to home country- shall not be honored at this time due to the current travel restrictions.
Students insured through Experiment e.V, Germany, with Allianz
All COVID-19 related illness are confirmed covered by the insurer.
Students insured through In Spain Studies (ISS) with Global Secutive
Important information about coverage as it relates to COVID-19
With the recent assessment by the World Health Organization that the novel coronavirus (COVID-19) can be characterized as a pandemic, GBG wants to assure you that our priority is the health and well-being of our insured members, including the students they serve.
During this time, we realize schools, organizations, families, and the students themselves all have questions about coverage as it relates to COVID-19, and they are coming to you for answers. While specifics about coverage must be considered on a case-by-case/policy-by-policy basis, we want to share the following with you as general guidelines:
Am I covered if I’m diagnosed with COVID-19 while in the United States?
Healthcare benefits and restrictions will apply as normal if you are diagnosed with COVID-19 while in the United States. Your coverage is based on your Schedule of Benefits as outlined in your policy, and COVID-19 will be treated as any other illness or injury.
Will I have to pay out-of-pocket to be tested for COVID-19?
For students in the United States under a GBG policy that has a duration of six months or longer, GBG has decided to waive all cost-sharing — including copays and deductibles — for COVID-19 diagnostic testing. If a student’s policy is for less than six months, please contact agentsupport@gbg.com to discuss.
Am I covered if I’m traveling into the United States for an educational or J- visa sponsored program and am diagnosed with COVID-19 while in the United States?Healthcare benefits and restrictions will apply as normal if you are diagnosed with COVID-19 while in the United States. Your coverage is based on your Schedule of Benefits as outlined in your policy, and COVID-19 will be treated as any other illness or injury.
If you or your members have specific questions regarding their policies, please have them contact GBG Assist at gbgassist@gbg.com.
For general health advice and current status of COVID-19, refer to the World Health Organization website: https://www.who.int/emergencies/diseases/novel- coronavirus-2019.
We will continue to follow the declarations of the World Health Organization and keep you updated as conditions shift.
Students insured through Carl Duisburg Centren, Germany, with Dr. Walter/ProTrip
Here you will find the most frequently asked questions about the coronavirus.
Does the insurance cover an infection with the coronavirus?
Fever, cough, signs of corona infection? You can rest assured. With PROTRIP-WORLD's insurance cover, you don’t need to fear high medical costs. The medical treatment of the corona virus infection is covered. In addition, PROTRIP-WORLD includes unlimited coverage for medical expenses should you be forced to stay abroad for a longer period of time due to the infection.
Are quarantine costs covered by the foreign health insurance?
Quarantine costs are not covered by the foreign health insurance. Quarantine is often prescribed as a precautionary measure. This is not a medically necessary treatment. If you fall ill with the coronavirus during quarantine, the treatment is of course insured.
I cannot travel because of the coronavirus. Is a cancellation of the insurance possible?
As a gesture of goodwill, DR-WALTER would like to offer you the option to cancel the insurance if the Foreign Office has imposed a ban on leaving the country. It is also possible to postpone your trip if you wish to change the travel period due to the current wave of illness. Please contact us in this case.
Would you like more information about the coronavirus?
The Robert Koch Institut provides you with important information about the current coronavirus development:https://www.rki.de/DE/Content/InfAZ/N/Neuartiges_Coronavirus/nCoV.html (machine translated from German).